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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,994 | $60,442-86.8% | $96,754-91.7% | $87,485-90.9% |
| Participation rate | 86.0% | 58.7%+27.3pp | 70.3%+15.8pp | 68.9%+17.1pp |
| Annual return | 29.18% | 21.97%+7.2pp | 82.04%-52.9pp | 26.06%+3.1pp |
| Employer contribution / active EE | $1,317 | $1,691-22.1% | $2,679-50.9% | $2,596-49.3% |
| Participant deferral / active EE | $1,508 | $3,280-54.0% | $4,758-68.3% | $4,274-64.7% |
| Admin fee / account holder | $1,085 | $5,069-78.6% | $8,905-87.8% | $7,775-86.0% |