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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,994 | $63,949-87.5% | $129,031-93.8% | $94,015-91.5% |
| Participation rate | 86.0% | 63.4%+22.6pp | 73.4%+12.7pp | 70.8%+15.2pp |
| Annual return | 29.18% | 17.56%+11.6pp | 34.67%-5.5pp | 17.84%+11.3pp |
| Employer contribution / active EE | $1,317 | $1,865-29.4% | $3,226-59.2% | $2,790-52.8% |
| Participant deferral / active EE | $1,508 | $3,686-59.1% | $5,217-71.1% | $4,249-64.5% |
| Admin fee / account holder | $1,085 | $5,523-80.3% | $13,208-91.8% | $8,951-87.9% |