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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,451 | $78,707-47.3% | $117,861-64.8% | $70,126-40.9% |
| Participation rate | 52.7% | 73.2%-20.5pp | 79.7%-27.0pp | 69.5%-16.8pp |
| Annual return | 13.80% | 23.30%-9.5pp | 335.11%-321.3pp | 73.15%-59.3pp |
| Employer contribution / active EE | $1,626 | $2,223-26.9% | $3,786-57.1% | $2,343-30.6% |
| Participant deferral / active EE | $2,841 | $3,297-13.9% | $4,482-36.6% | $3,332-14.7% |
| Admin fee / account holder | $3,864 | $5,066-23.7% | $8,021-51.8% | $4,645-16.8% |