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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,675 | $54,763-34.9% | $90,324-60.5% | $72,976-51.1% |
| Participation rate | 96.2% | 65.2%+31.0pp | 73.3%+22.9pp | 69.5%+26.7pp |
| Annual return | 27.19% | 30.63%-3.4pp | 78.15%-51.0pp | 81.02%-53.8pp |
| Employer contribution / active EE | $6,232 | $2,093+197.7% | $2,856+118.2% | $2,440+155.4% |
| Participant deferral / active EE | $7,726 | $2,887+167.6% | $3,885+98.8% | $3,608+114.1% |
| Admin fee / account holder | $3,627 | $3,973-8.7% | $5,356-32.3% | $5,124-29.2% |