Filed January 13, 2016
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV INSTL OPS CO Service code 37 · EIN 04-2647786 | Loan Processing | $1,303,258 |
ENTERPRISE BANK & TRUST6 years Filed as: HEWLETT PACKARD ENTERPRISE Service code 14 · EIN 47-3298624 | Plan Administrator | $52,647 |
FID INV INST OPS CO6 years Filed as: FID INV INSTL OPS CO Service code 60 | Sub-TA Fees | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,823 | $159,295+83.8% | $108,421+170.1% | $106,520+174.9% |
| Participation rate | 96.8% | 85.5%+11.3pp | 80.1%+16.7pp | 71.3%+25.5pp |
| Annual return | 14.28% | 17.79%-3.5pp | 905.61%-891.3pp | 19.28%-5.0pp |
| Employer contribution / active EE | $4,816 | $3,803+26.6% | $3,560+35.3% | $2,840+69.6% |
| Participant deferral / active EE | $14,353 | $9,392+52.8% | $6,564+118.7% | $4,948+190.1% |
| Admin fee / account holder | $43 | $99-56.3% | $7,298-99.4% | $75-42.1% |