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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,000 | $167,362-74.9% | $143,799-70.8% | $134,532-68.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.37% | 0.47%-25.8pp | -0.04%-25.3pp | 418.27%-443.6pp |
| Employer contribution / active EE | $540 | $5,620-90.4% | $4,952-89.1% | $4,741-88.6% |
| Participant deferral / active EE | $5,791 | $6,447-10.2% | $5,638+2.7% | $6,401-9.5% |
| Admin fee / account holder | $662 | $18,094-96.3% | $14,677-95.5% | $11,429-94.2% |