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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,360 | $148,629-91.7% | $135,982-90.9% | $139,487-91.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.52% | 79.33%-58.8pp | 68.32%-47.8pp | 373.84%-353.3pp |
| Employer contribution / active EE | $2,553 | $5,247-51.3% | $4,859-47.5% | $4,755-46.3% |
| Participant deferral / active EE | $4,133 | $8,102-49.0% | $7,760-46.7% | $6,713-38.4% |
| Admin fee / account holder | $2,119 | $12,406-82.9% | $10,767-80.3% | $11,407-81.4% |