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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,812 | $68,852-84.3% | $120,524-91.0% | $80,925-86.6% |
| Participation rate | 75.6% | 61.6%+14.0pp | 71.9%+3.7pp | 67.7%+8.0pp |
| Annual return | 9.30% | 23.67%-14.4pp | 107.36%-98.1pp | 35.65%-26.4pp |
| Employer contribution / active EE | $1,733 | $2,063-16.0% | $3,469-50.0% | $2,756-37.1% |
| Participant deferral / active EE | $2,035 | $3,187-36.1% | $4,994-59.2% | $4,299-52.7% |
| Admin fee / account holder | $432 | $5,781-92.5% | $9,440-95.4% | $6,940-93.8% |