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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,176 | $185,905+67.9% | $170,057+83.6% | $139,487+123.8% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 16.34% | 60.56%-44.2pp | 53.42%-37.1pp | 373.84%-357.5pp |
| Employer contribution / active EE | $29,698 | $7,597+290.9% | $6,790+337.4% | $4,755+524.6% |
| Participant deferral / active EE | $14,700 | $11,627+26.4% | $10,411+41.2% | $6,713+119.0% |
| Admin fee / account holder | $1,164 | $15,397-92.4% | $12,826-90.9% | $11,407-89.8% |