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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,950 | $211,239-47.9% | $178,528-38.4% | $145,877-24.6% |
| Participation rate | 82.4% | 80.8%+1.6pp | 77.1%+5.3pp | 80.3%+2.1pp |
| Annual return | 13.86% | 30.22%-16.4pp | 27.11%-13.3pp | 551.28%-537.4pp |
| Employer contribution / active EE | $9,483 | $4,570+107.5% | $3,950+140.1% | $4,663+103.4% |
| Participant deferral / active EE | $7,287 | $6,963+4.7% | $6,278+16.1% | $6,691+8.9% |
| Admin fee / account holder | $13,388 | $12,095+10.7% | $10,419+28.5% | $13,402-0.1% |