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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,499 | $202,440-56.3% | $169,390-47.8% | $139,466-36.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 5.54% | 532.36%-526.8pp | 406.07%-400.5pp | 373.66%-368.1pp |
| Employer contribution / active EE | $3,048 | $4,693-35.1% | $4,013-24.0% | $4,754-35.9% |
| Participant deferral / active EE | $8,700 | $6,940+25.4% | $6,222+39.8% | $6,712+29.6% |
| Admin fee / account holder | $478,643 | $10,722+4364.0% | $9,015+5209.5% | $11,409+4095.4% |