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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,848 | $226,135-96.5% | $182,558-95.7% | $152,909-94.9% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.0%-28.0pp | 82.5%-32.5pp |
| Annual return | 31.52% | 192.60%-161.1pp | 148.59%-117.1pp | 345.46%-313.9pp |
| Employer contribution / active EE | $477 | $4,979-90.4% | $4,076-88.3% | $4,764-90.0% |
| Participant deferral / active EE | $2,716 | $6,371-57.4% | $5,526-50.9% | $5,851-53.6% |
| Admin fee / account holder | $26 | $10,707-99.8% | $8,594-99.7% | $11,601-99.8% |