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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,611 | $180,749-84.7% | $160,784-82.8% | $137,256-79.9% |
| Participation rate | 27.3% | 80.0%-52.7pp | 77.0%-49.7pp | 80.0%-52.7pp |
| Annual return | 12.36% | 2234.46%-2222.1pp | 1803.92%-1791.6pp | 220.34%-208.0pp |
| Employer contribution / active EE | $678 | $4,155-83.7% | $3,733-81.8% | $4,156-83.7% |
| Participant deferral / active EE | $3,739 | $6,844-45.4% | $6,293-40.6% | $6,407-41.6% |
| Admin fee / account holder | $14,084 | $10,397+35.5% | $9,717+44.9% | $12,270+14.8% |