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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,611 | $208,088-86.7% | $186,193-85.2% | $154,746-82.2% |
| Participation rate | 27.3% | 80.0%-52.7pp | 77.1%-49.8pp | 80.7%-53.4pp |
| Annual return | 12.36% | 89.97%-77.6pp | 78.03%-65.7pp | 172.34%-160.0pp |
| Employer contribution / active EE | $678 | $4,340-84.4% | $3,918-82.7% | $4,379-84.5% |
| Participant deferral / active EE | $3,739 | $7,078-47.2% | $6,513-42.6% | $6,730-44.4% |
| Admin fee / account holder | $14,084 | $11,698+20.4% | $11,058+27.4% | $14,365-2.0% |