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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,877 | $129,960-13.9% | $104,299+7.3% | $134,545-16.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -20.54% | 42.06%-62.6pp | 24.62%-45.2pp | 418.37%-438.9pp |
| Employer contribution / active EE | $14,000 | $4,186+234.4% | $3,373+315.0% | $4,742+195.3% |
| Participant deferral / active EE | $20,000 | $5,589+257.8% | $4,626+332.4% | $6,401+212.4% |
| Admin fee / account holder | $1,015 | $9,324-89.1% | $7,339-86.2% | $11,431-91.1% |