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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,041 | $165,399-75.8% | $149,745-73.3% | $158,982-74.8% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 18.02% | 348.34%-330.3pp | 276.72%-258.7pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,413 | $5,105-33.1% | $4,646-26.5% | $4,763-28.3% |
| Participant deferral / active EE | $7,960 | $7,183+10.8% | $6,843+16.3% | $5,983+33.0% |
| Admin fee / account holder | $418 | $10,811-96.1% | $9,312-95.5% | $11,252-96.3% |