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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,344 | $160,070-40.4% | $147,117-35.2% | $145,897-34.7% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 13.58% | 98.69%-85.1pp | 420.54%-407.0pp | 552.29%-538.7pp |
| Employer contribution / active EE | $4,528 | $5,285-14.3% | $4,932-8.2% | $4,663-2.9% |
| Participant deferral / active EE | $12,362 | $8,419+46.8% | $8,065+53.3% | $6,689+84.8% |
| Admin fee / account holder | $1,339 | $15,035-91.1% | $12,993-89.7% | $13,390-90.0% |