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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,681 | $137,414-68.9% | $189,537-77.5% | $85,847-50.3% |
| Participation rate | 44.7% | 84.6%-39.9pp | 87.8%-43.1pp | 69.3%-24.6pp |
| Annual return | 15.54% | 38.14%-22.6pp | 555.34%-539.8pp | 318.61%-303.1pp |
| Employer contribution / active EE | $445 | $4,344-89.8% | $6,161-92.8% | $2,565-82.7% |
| Participant deferral / active EE | $4,432 | $6,260-29.2% | $8,220-46.1% | $3,952+12.1% |
| Admin fee / account holder | $219 | $8,630-97.5% | $12,048-98.2% | $6,261-96.5% |