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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,479 | $138,114-85.2% | $125,391-83.7% | $134,545-84.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -39.58% | 750.88%-790.5pp | 572.41%-612.0pp | 418.37%-458.0pp |
| Employer contribution / active EE | $874 | $5,246-83.3% | $4,816-81.9% | $4,742-81.6% |
| Participant deferral / active EE | $6,145 | $7,801-21.2% | $7,448-17.5% | $6,401-4.0% |
| Admin fee / account holder | $355 | $11,570-96.9% | $10,009-96.4% | $11,431-96.9% |