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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,461 | $148,629-82.2% | $135,982-80.5% | $139,487-81.0% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 15.88% | 79.33%-63.4pp | 68.32%-52.4pp | 373.84%-358.0pp |
| Employer contribution / active EE | $1,685 | $5,247-67.9% | $4,859-65.3% | $4,755-64.6% |
| Participant deferral / active EE | $4,292 | $8,102-47.0% | $7,760-44.7% | $6,713-36.1% |
| Admin fee / account holder | $322 | $12,406-97.4% | $10,767-97.0% | $11,407-97.2% |