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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,993 | $138,076-62.3% | $123,553-57.9% | $135,380-61.6% |
| Participation rate | 58.3% | 84.7%-26.4pp | 82.3%-24.0pp | 82.6%-24.3pp |
| Annual return | -4.70% | 153.70%-158.4pp | 119.21%-123.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $1,224 | $5,152-76.2% | $4,628-73.6% | $4,779-74.4% |
| Participant deferral / active EE | $3,711 | $6,800-45.4% | $6,426-42.3% | $5,609-33.8% |
| Admin fee / account holder | $12,254 | $10,917+12.3% | $9,284+32.0% | $10,828+13.2% |