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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,605 | $175,231-76.8% | $149,696-72.9% | $139,466-70.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.87% | 166.77%-161.9pp | 134.46%-129.6pp | 373.66%-368.8pp |
| Employer contribution / active EE | $2,257 | $5,478-58.8% | $4,821-53.2% | $4,754-52.5% |
| Participant deferral / active EE | $10,000 | $6,521+53.3% | $5,682+76.0% | $6,712+49.0% |
| Admin fee / account holder | $12,455 | $16,155-22.9% | $13,212-5.7% | $11,409+9.2% |