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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,002 | $82,288-59.9% | $68,794-52.0% | $134,509-75.5% |
| Participation rate | 71.4% | 75.1%-3.6pp | 69.0%+2.4pp | 81.2%-9.8pp |
| Annual return | -18.84% | -2.19%-16.7pp | -6.37%-12.5pp | 418.13%-437.0pp |
| Employer contribution / active EE | $1,566 | $3,301-52.6% | $2,656-41.0% | $4,741-67.0% |
| Participant deferral / active EE | $4,110 | $4,738-13.3% | $3,941+4.3% | $6,400-35.8% |
| Admin fee / account holder | $2,330 | $6,482-64.1% | $4,934-52.8% | $11,427-79.6% |