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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,428 | $185,312-70.6% | $161,489-66.3% | $154,746-64.8% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 23.94% | 103.84%-79.9pp | 89.72%-65.8pp | 172.34%-148.4pp |
| Employer contribution / active EE | $10,783 | $4,769+126.1% | $4,268+152.6% | $4,379+146.2% |
| Participant deferral / active EE | $12,774 | $6,350+101.2% | $5,630+126.9% | $6,730+89.8% |
| Admin fee / account holder | $992 | $18,654-94.7% | $16,006-93.8% | $14,365-93.1% |