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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,926 | $211,224-22.9% | $178,505-8.7% | $145,897+11.7% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 9.58% | 30.28%-20.7pp | 27.16%-17.6pp | 552.29%-542.7pp |
| Employer contribution / active EE | $15,250 | $4,577+233.2% | $3,955+285.6% | $4,663+227.1% |
| Participant deferral / active EE | $15,250 | $6,966+118.9% | $6,280+142.8% | $6,689+128.0% |
| Admin fee / account holder | $267 | $12,109-97.8% | $10,428-97.4% | $13,390-98.0% |