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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,859 | $96,388-90.8% | $80,627-89.0% | $139,466-93.6% |
| Participation rate | 40.0% | 73.6%-33.6pp | 67.0%-27.0pp | 80.3%-40.3pp |
| Annual return | 111.55% | 1352.08%-1240.5pp | 936.76%-825.2pp | 373.66%-262.1pp |
| Employer contribution / active EE | $1,036 | $3,260-68.2% | $2,723-62.0% | $4,754-78.2% |
| Participant deferral / active EE | $1,336 | $5,224-74.4% | $4,443-69.9% | $6,712-80.1% |
| Admin fee / account holder | $565 | $6,603-91.4% | $5,381-89.5% | $11,409-95.0% |