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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,380 | $64,719-84.0% | $112,249-90.8% | $68,486-84.8% |
| Participation rate | 96.7% | 67.2%+29.5pp | 75.1%+21.6pp | 67.9%+28.8pp |
| Annual return | -17.52% | -11.40%-6.1pp | 27.48%-45.0pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,416 | $2,747-48.5% | $3,636-61.1% | $2,597-45.5% |
| Participant deferral / active EE | $2,013 | $3,565-43.5% | $4,729-57.4% | $4,028-50.0% |
| Admin fee / account holder | $751 | $5,232-85.6% | $6,412-88.3% | $5,404-86.1% |