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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,176 | $102,696-31.7% | $86,235-18.6% | $139,487-49.7% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 22.55% | 1925.91%-1903.4pp | 1170.03%-1147.5pp | 373.84%-351.3pp |
| Employer contribution / active EE | $3,148 | $3,034+3.8% | $2,381+32.2% | $4,755-33.8% |
| Participant deferral / active EE | $16,500 | $4,679+252.6% | $3,987+313.9% | $6,713+145.8% |
| Admin fee / account holder | $661 | $8,667-92.4% | $6,856-90.4% | $11,407-94.2% |