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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,165 | $181,062+157.5% | $158,223+194.6% | $155,188+200.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.45% | 57.39%-41.9pp | 52.09%-36.6pp | 148.84%-133.4pp |
| Employer contribution / active EE | $54,000 | $4,565+1083.0% | $4,109+1214.3% | $4,248+1171.3% |
| Participant deferral / active EE | $7,607 | $6,134+24.0% | $5,467+39.1% | $6,531+16.5% |
| Admin fee / account holder | $2,834 | $18,825-84.9% | $16,047-82.3% | $14,480-80.4% |