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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,692 | $107,809+35.1% | $97,032+50.1% | $155,188-6.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 14.57% | 38.06%-23.5pp | 35.38%-20.8pp | 148.84%-134.3pp |
| Employer contribution / active EE | $4,167 | $2,911+43.1% | $2,629+58.5% | $4,248-1.9% |
| Participant deferral / active EE | $0 | $5,129-100.0% | $4,672-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,601 | $10,717-85.1% | $9,418-83.0% | $14,480-88.9% |