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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,866 | $77,920-75.8% | $149,723-87.4% | $75,177-74.9% |
| Participation rate | 55.3% | 65.6%-10.3pp | 78.8%-23.5pp | 67.2%-11.9pp |
| Annual return | 19.59% | 31.72%-12.1pp | 134.50%-114.9pp | 160.75%-141.2pp |
| Employer contribution / active EE | $494 | $3,138-84.2% | $4,821-89.7% | $2,671-81.5% |
| Participant deferral / active EE | $3,602 | $3,411+5.6% | $5,682-36.6% | $4,126-12.7% |
| Admin fee / account holder | $1,274 | $5,951-78.6% | $13,215-90.4% | $5,651-77.5% |