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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,433 | $185,312+21.7% | $161,489+39.6% | $154,746+45.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.93% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $24,705 | $4,769+418.0% | $4,268+478.8% | $4,379+464.1% |
| Participant deferral / active EE | $6,789 | $6,350+6.9% | $5,630+20.6% | $6,730+0.9% |
| Admin fee / account holder | $9,560 | $18,654-48.8% | $16,006-40.3% | $14,365-33.5% |