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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,857 | $232,540-80.7% | $185,117-75.8% | $147,585-69.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 23.37% | 43.03%-19.7pp | 40.50%-17.1pp | 578.58%-555.2pp |
| Employer contribution / active EE | $21,036 | $5,195+304.9% | $4,182+403.1% | $4,876+331.4% |
| Participant deferral / active EE | $9,463 | $5,834+62.2% | $5,045+87.6% | $5,439+74.0% |
| Admin fee / account holder | $1,232 | $10,275-88.0% | $8,159-84.9% | $10,886-88.7% |