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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,815 | $138,102-56.0% | $125,381-51.5% | $134,532-54.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.16% | 750.73%-763.9pp | 572.31%-585.5pp | 418.27%-431.4pp |
| Employer contribution / active EE | $9,779 | $5,245+86.4% | $4,815+103.1% | $4,741+106.3% |
| Participant deferral / active EE | $10,470 | $7,801+34.2% | $7,448+40.6% | $6,401+63.6% |
| Admin fee / account holder | $505 | $11,568-95.6% | $10,007-95.0% | $11,429-95.6% |