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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,550 | $154,228-40.6% | $145,433-37.0% | $137,256-33.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.05% | 74.59%-57.5pp | 66.58%-49.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $9,363 | $4,804+94.9% | $4,554+105.6% | $4,156+125.3% |
| Participant deferral / active EE | $12,327 | $8,216+50.0% | $7,897+56.1% | $6,407+92.4% |
| Admin fee / account holder | $9,898 | $14,344-31.0% | $13,129-24.6% | $12,270-19.3% |