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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,974 | $138,102-42.8% | $125,381-37.0% | $134,532-41.3% |
| Participation rate | 82.6% | 84.5%-1.9pp | 82.4%+0.2pp | 81.2%+1.4pp |
| Annual return | -21.35% | 750.73%-772.1pp | 572.31%-593.7pp | 418.27%-439.6pp |
| Employer contribution / active EE | $3,229 | $5,245-38.4% | $4,815-32.9% | $4,741-31.9% |
| Participant deferral / active EE | $9,145 | $7,801+17.2% | $7,448+22.8% | $6,401+42.9% |
| Admin fee / account holder | $379 | $11,568-96.7% | $10,007-96.2% | $11,429-96.7% |