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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,158 | $67,823-21.6% | $52,425+1.4% | $137,256-61.3% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 9.69% | 219.11%-209.4pp | 302.12%-292.4pp | 220.34%-210.7pp |
| Employer contribution / active EE | $696 | $1,163-40.2% | $914-23.9% | $4,156-83.3% |
| Participant deferral / active EE | $1,119 | $2,288-51.1% | $1,790-37.5% | $6,407-82.5% |
| Admin fee / account holder | $196 | $2,844-93.1% | $2,495-92.1% | $12,270-98.4% |