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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,306 | $76,519-19.9% | $56,025+9.4% | $145,897-58.0% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 12.62% | 3017.03%-3004.4pp | 1712.69%-1700.1pp | 552.29%-539.7pp |
| Employer contribution / active EE | $545 | $1,383-60.6% | $1,042-47.7% | $4,663-88.3% |
| Participant deferral / active EE | $1,659 | $2,624-36.8% | $1,955-15.1% | $6,689-75.2% |
| Admin fee / account holder | $211 | $3,331-93.7% | $2,828-92.6% | $13,390-98.4% |