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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,158 | $94,439-43.7% | $73,658-27.8% | $154,746-65.6% |
| Participation rate | 66.7% | 64.7%+2.0pp | 57.0%+9.6pp | 80.7%-14.0pp |
| Annual return | 9.69% | 28.25%-18.6pp | 29.72%-20.0pp | 172.34%-162.6pp |
| Employer contribution / active EE | $696 | $1,257-44.6% | $1,032-32.6% | $4,379-84.1% |
| Participant deferral / active EE | $1,119 | $2,527-55.7% | $2,062-45.7% | $6,730-83.4% |
| Admin fee / account holder | $196 | $3,843-94.9% | $3,357-94.2% | $14,365-98.6% |