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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,078 | $181,062-93.3% | $158,223-92.4% | $155,188-92.2% |
| Participation rate | 87.5% | 82.7%+4.8pp | 79.2%+8.3pp | 80.8%+6.7pp |
| Annual return | 19.04% | 57.39%-38.3pp | 52.09%-33.0pp | 148.84%-129.8pp |
| Employer contribution / active EE | $1,566 | $4,565-65.7% | $4,109-61.9% | $4,248-63.1% |
| Participant deferral / active EE | $2,290 | $6,134-62.7% | $5,467-58.1% | $6,531-64.9% |
| Admin fee / account holder | $2,112 | $18,825-88.8% | $16,047-86.8% | $14,480-85.4% |