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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,078 | $185,312-93.5% | $161,489-92.5% | $154,746-92.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 19.04% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,566 | $4,769-67.2% | $4,268-63.3% | $4,379-64.2% |
| Participant deferral / active EE | $2,290 | $6,350-63.9% | $5,630-59.3% | $6,730-66.0% |
| Admin fee / account holder | $2,112 | $18,654-88.7% | $16,006-86.8% | $14,365-85.3% |