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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,688 | $65,367-39.3% | $92,915-57.3% | $72,976-45.6% |
| Participation rate | 21.9% | 68.3%-46.4pp | 76.0%-54.1pp | 69.5%-47.6pp |
| Annual return | 23.47% | 42.11%-18.6pp | 109.45%-86.0pp | 81.02%-57.5pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,427 | $3,128-54.4% | $4,238-66.3% | $3,608-60.4% |
| Admin fee / account holder | $16 | $4,251-99.6% | $5,796-99.7% | $5,124-99.7% |