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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,346 | $88,754-94.0% | $81,820-93.5% | $145,877-96.3% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 11.65% | 1031.77%-1020.1pp | 777.93%-766.3pp | 551.28%-539.6pp |
| Employer contribution / active EE | $970 | $3,085-68.6% | $2,915-66.7% | $4,663-79.2% |
| Participant deferral / active EE | $2,578 | $4,648-44.5% | $4,323-40.4% | $6,691-61.5% |
| Admin fee / account holder | $414 | $8,424-95.1% | $7,391-94.4% | $13,402-96.9% |