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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,421 | $145,431-50.9% | $211,142-66.2% | $87,485-18.4% |
| Participation rate | 78.7% | 84.7%-6.1pp | 87.3%-8.6pp | 68.9%+9.8pp |
| Annual return | 17.39% | 27.21%-9.8pp | 46.84%-29.4pp | 26.06%-8.7pp |
| Employer contribution / active EE | $0 | $4,662-100.0% | $6,442-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $6,127 | $6,859-10.7% | $9,284-34.0% | $4,274+43.4% |
| Admin fee / account holder | $7,521 | $17,052-55.9% | $19,076-60.6% | $7,775-3.3% |