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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,421 | $146,267-51.2% | $197,124-63.8% | $82,448-13.4% |
| Participation rate | 78.7% | 84.0%-5.3pp | 86.7%-8.0pp | 68.1%+10.6pp |
| Annual return | 17.39% | 29.61%-12.2pp | 44.34%-27.0pp | 41.64%-24.2pp |
| Employer contribution / active EE | $0 | $4,723-100.0% | $6,227-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,127 | $7,035-12.9% | $9,135-32.9% | $4,139+48.0% |
| Admin fee / account holder | $7,521 | $14,422-47.8% | $16,298-53.9% | $7,234+4.0% |