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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,164 | $110,093+45.5% | $97,295+64.6% | $145,897+9.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 11.29% | 244.76%-233.5pp | 75.62%-64.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $960 | $3,077-68.8% | $2,723-64.7% | $4,663-79.4% |
| Participant deferral / active EE | $11,250 | $4,678+140.5% | $4,264+163.9% | $6,689+68.2% |
| Admin fee / account holder | $4,383 | $6,212-29.4% | $5,646-22.4% | $13,390-67.3% |