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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,251 | $183,539-84.6% | $155,556-81.8% | $145,897-80.6% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 9.30% | 61.31%-52.0pp | 64.84%-55.5pp | 552.29%-543.0pp |
| Employer contribution / active EE | $1,212 | $5,315-77.2% | $4,675-74.1% | $4,663-74.0% |
| Participant deferral / active EE | $4,112 | $6,467-36.4% | $5,631-27.0% | $6,689-38.5% |
| Admin fee / account holder | $1,624 | $19,275-91.6% | $15,885-89.8% | $13,390-87.9% |