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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,763 | $165,399-98.3% | $149,745-98.2% | $158,982-98.3% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 30.92% | 348.34%-317.4pp | 276.72%-245.8pp | 302.99%-272.1pp |
| Employer contribution / active EE | $1,438 | $5,105-71.8% | $4,646-69.0% | $4,763-69.8% |
| Participant deferral / active EE | $2,408 | $7,183-66.5% | $6,843-64.8% | $5,983-59.8% |
| Admin fee / account holder | $1,382 | $10,811-87.2% | $9,312-85.2% | $11,252-87.7% |