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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,538 | $61,605-50.4% | $112,273-72.8% | $75,173-59.4% |
| Participation rate | 61.3% | 61.7%-0.4pp | 72.4%-11.1pp | 67.2%-5.9pp |
| Annual return | 36.54% | 28.47%+8.1pp | 30.23%+6.3pp | 160.72%-124.2pp |
| Employer contribution / active EE | $5,002 | $2,015+148.2% | $3,431+45.8% | $2,671+87.3% |
| Participant deferral / active EE | $4,564 | $3,108+46.9% | $4,800-4.9% | $4,126+10.6% |
| Admin fee / account holder | $45 | $4,862-99.1% | $7,752-99.4% | $5,651-99.2% |