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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,426 | $85,766+26.4% | $136,297-20.4% | $70,124+54.6% |
| Participation rate | 65.0% | 74.2%-9.2pp | 81.9%-16.9pp | 69.5%-4.5pp |
| Annual return | 16.86% | 31.45%-14.6pp | 5156.19%-5139.3pp | 73.14%-56.3pp |
| Employer contribution / active EE | $2,761 | $2,966-6.9% | $4,696-41.2% | $2,342+17.8% |
| Participant deferral / active EE | $5,585 | $5,051+10.6% | $6,247-10.6% | $3,332+67.6% |
| Admin fee / account holder | $29,438 | $5,420+443.1% | $9,244+218.5% | $4,645+533.7% |