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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,168 | $167,353-44.9% | $143,797-35.9% | $134,545-31.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.50% | 0.48%-30.0pp | -0.04%-29.5pp | 418.37%-447.9pp |
| Employer contribution / active EE | $5,497 | $5,620-2.2% | $4,952+11.0% | $4,742+15.9% |
| Participant deferral / active EE | $12,000 | $6,447+86.1% | $5,638+112.8% | $6,401+87.5% |
| Admin fee / account holder | $4,784 | $18,096-73.6% | $14,679-67.4% | $11,431-58.1% |