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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,841 | $29,733-90.4% | $56,025-94.9% | $80,959-96.5% |
| Participation rate | 71.8% | 41.7%+30.1pp | 52.5%+19.3pp | 67.7%+4.1pp |
| Annual return | 15.55% | 35.28%-19.7pp | 1712.69%-1697.1pp | 35.67%-20.1pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,260 | $1,229+2.5% | $1,955-35.5% | $4,300-70.7% |
| Admin fee / account holder | $392 | $2,434-83.9% | $2,828-86.1% | $6,925-94.3% |