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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,401 | $90,400-64.2% | $186,193-82.6% | $87,485-63.0% |
| Participation rate | 50.9% | 66.2%-15.3pp | 77.1%-26.2pp | 68.9%-18.1pp |
| Annual return | 16.14% | 22.15%-6.0pp | 78.03%-61.9pp | 26.06%-9.9pp |
| Employer contribution / active EE | $798 | $2,170-63.2% | $3,918-79.6% | $2,596-69.3% |
| Participant deferral / active EE | $2,892 | $4,330-33.2% | $6,513-55.6% | $4,274-32.3% |
| Admin fee / account holder | $1,751 | $8,673-79.8% | $11,058-84.2% | $7,775-77.5% |