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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,012 | $167,522-31.3% | $151,639-24.2% | $134,532-14.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -24.33% | 7.81%-32.1pp | 3.34%-27.7pp | 418.27%-442.6pp |
| Employer contribution / active EE | $6,419 | $6,828-6.0% | $6,165+4.1% | $4,741+35.4% |
| Participant deferral / active EE | $20,500 | $8,986+128.1% | $8,363+145.1% | $6,401+220.3% |
| Admin fee / account holder | $2,124 | $13,780-84.6% | $11,613-81.7% | $11,429-81.4% |